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Car Insurance in Ireland: Check Your Options Before You Renew
If your car insurance is coming up for renewal, it could be a good time to check your options.
Gallagher works with trusted insurers to help drivers in Ireland find suitable cover — from Comprehensive to Third Party Fire & Theft.
Fill in your details to get a quote and see what options may be available to you.
Why Check Your Car Insurance Options?
The price of car insurance can depend on many factors, including your driving experience, No Claims Bonus, vehicle, insurance history and other circumstances.
That’s why it can make sense to check that your current cover still suits your needs before renewing.
Gallagher has a team of qualified insurance advisors who can help you find a suitable option.
Why Choose Gallagher?
- Qualified insurance advisors
- Comprehensive and Third Party Fire & Theft options
- No Claims Bonus protection options
- Easy Payment Plan available
- Complimentary breakdown assistance in the first year on eligible policies
- Complimentary in-house claims specialist
Choose the Right Level of Cover
Gallagher offers two main types of car insurance cover. The right option depends on the level of protection you want for your vehicle.
Essential protection
Third Party Fire & Theft
Protects you against damage caused to a third party or their property, and covers your own vehicle in the event of fire or theft, subject to policy terms.
Broader protection
Comprehensive
Includes third-party liability and can also cover damage to your own vehicle following an incident, subject to policy terms.
Additional Features
Depending on the policy and insurer available to you, additional features and cover options may include:
- Driveway & roadside assistance
- Windscreen protection
- Replacement vehicle following a claim
- Open drive option
- Unlimited mileage policies
- Driving other cars cover
- Cover when travelling abroad
- Caravan or trailer towing cover
- Step Back Bonus Protection
- Full Bonus Protection
Features and availability depend on the insurer, eligibility and the terms and conditions of the policy.
What Is a No Claims Bonus?
A No Claims Bonus is a discount that may be applied to your insurance premium based on your claims-free driving history.
The number of claims-free years you have can affect the discount applied by an insurer.
If you have been a named driver on someone else’s car insurance, your claims-free named driving experience may also be taken into account, subject to the insurer’s requirements.
Should You Protect Your No Claims Bonus?
If you have built up several years of claims-free driving, No Claims Bonus protection may help you retain some or all of your accumulated bonus following a claim, depending on the option selected.
Gallagher offers two options:
Step Back Bonus Protection
Following a claim, your No Claims Bonus may be reduced by a certain number of years.
Full Bonus Protection
With an eligible policy, your accumulated No Claims Bonus may be protected following a claim.
Always check your policy documents for the applicable terms, conditions, exclusions and limitations.
Pay for Your Car Insurance in Instalments
The full annual cost of your car insurance does not necessarily have to be paid in one payment.
For eligible policies, Gallagher offers an Easy Payment Plan, allowing you to spread the cost of your insurance across payments.
Availability and payment terms depend on the quote and policy.
Get Your Quote →What Information Do You Need for a Quote?
To request a quote, you’ll need to provide information about yourself, your vehicle and your driving history.
Gallagher’s quote process may ask for:
- Date of birth
- Renewal date
- Occupation
- Licence type
- Years of No Claims Bonus
- Years of continuous named driving experience
- Details of accidents, claims, convictions, penalty points or pending prosecutions
This information helps determine which car insurance options may be available to you.
Frequently Asked Questions
Which type of car insurance should I choose?
It depends on the level of protection you need. Third Party Fire & Theft covers third-party liability as well as your vehicle against fire and theft. Comprehensive provides broader cover, including damage to your own vehicle following an incident.
Can I protect my No Claims Bonus?
Yes. Eligible policies may offer Step Back or Full Bonus Protection.
Can I pay for my insurance in instalments?
Gallagher offers an Easy Payment Plan on eligible policies.
Is breakdown assistance included?
Complimentary breakdown assistance may be available during the first year on eligible policies.
Can I drive abroad?
Some policies provide cover when travelling abroad. The exact terms depend on the policy selected.
Check Your Car Insurance Options Today
If your car insurance is coming up for renewal, you don’t have to accept the first offer you receive.
Provide your details, request a quote and see which car insurance option may be suitable for you.
Get Your Car Insurance Quote →Insurance is subject to insurer acceptance criteria. Terms, conditions, exclusions, limitations and eligibility requirements apply. A quote does not guarantee acceptance or a particular price.